2. EXECUTORS

Executors do the work of administering your Estate and carrying out other instructions in your Will. Appoint people you trust to comply with your wishes. Even if a spouse or partner is chosen as a sole Executor, others should be appointed as reserve Executors. It is recommended that at least two be appointed (see also guardians). Your Executors may also be beneficiaries.Choose either Professionals or insert people that you trust.

3. GUARDIANS To look after your children

Appoint people who will look after minor children (under 18) after the death of both parents.You can appoint a first choice and a reserve (2nd choice) or 2 joint 1st choices.Choose people who will be acceptable to both sides of the family and most importantly to the children.It is recommended that at least one Guardian be appointed as an Executor.Unmarried Parents: The law only recognises ‘parental responsibility’ of the natural mother of children where the parents have never married. In this situation, the mother may give parental responsibility to the father by appointing him as guardian.However in some cases it may be that the mother would wish to appoint alternative guardians in the event that she predeceases the father.

4. FIRST LEVEL BENEFICIARIES

The residue is everything left in your Estate after debts and any legacies have been paid.You can leave everything to your spouse or partner but if they do not survive you by 30 days your estate can pass to your children (or grandchildren) or to other named beneficiaries. A standard family Will normally has your spouse as 1st beneficiary then your children as reserve beneficiaries. Write full names of children and their present surnames.The share they are to receive can be written as a percentage (e.g. 35%). Use the EQUAL SHARE option in the drop-down-menu and they will receive equal shares of your Estate.In case all your previous beneficiaries fail to survive you, Reserve Beneficiaries can be named. Charities may be named as well as individuals in this section. If you are entering share percentages please ensure the total comes to 100%.

5. SUBSTITUTE BENEFICIARIES (in case the people named above die before you)

This is needed in case the people named above die before you. Many people choose to nominate their children's children.

6.GIFTS (e.g. jewellery, money etc.)

Please identify items as carefully a possible e.g. ;My gold 1972 Rolex Watch'.If you wish to give a general possession which may regularly change (e.g. your Car), write something like ‘any Motor Car that I own at the date of my death’. This distinguishes the gift from that which you owned at the time of making your Will.

7. EXCLUSIONS

If you want to deliberately exclude someone from your Will write their full names here, it is also advisable to write a short note explaining who and why they are being excluded.This should be kept with your Will and your Executors should be informed of its existence. Name people who may claim they have been excluded as an oversight. Indicate if the exclusion is mutually agreed.

8. FUNERAL REQUESTS

Requests can be recorded in your Will but friends and relatives should also be informed separately.Your Executors are not under any obligation to carry out your wishes, they cannot cremate you if you have left a written Will forbidding this (Your Will).If your requirements are very detailed or complicated it may be worth leaving separate instructions to the person or persons who are likely to carry out your arrangements and keep a copy with your Will.

The Terms and Conditions below are to be read as an addendum to the main website Terms and Conditions and refer specifically to users completing the online will forms. https://www.myestateplanner.me is owned and operated by The Tax Guys Limited 13 West Hill, Wandsworth, London SW18 1RB Company No. 08466025 1. The owner of this website, and the provider of the will writing service is The Tax Guys Limited, trading as My Estate Planner who are referred to throughout as the Company, we or us. We are members of The Society of Will Writers. 2. In order that we prepare a will that reflects your wishes, we ask you to provide complete answers to the questions posed within the online forms. Please ensure, and check, that answers given are correct and spelt correctly, with capital letters as appropriate, as this is the information upon which your will is created. 3. If the information you provide is not correct, it is possible that your will may not correctly reflect your wishes; or in extreme cases, it is possible that your will may not take effect. In the circumstance where the information you provide is incorrect, we cannot be held responsible for the effect of such incorrect information. 4. You have the opportunity to check, review and change the information you have provided at any time up to confirmation of your draft Will being satisfactory. After this, you cannot change the information unless you wish to purchase a new will. 5. By using this website, reading these terms and conditions of business and agreeing to them, you confirm that you are not blind and acting of your own free will and not subject to any coercion or any undue influence; you also confirm that you have sufficient testamentary capacity to understand that you are making a will and that when you sign it you do so with the intention of it binding your executors. 6. If you are using this website to create a will for someone else, making payment confirms that you are doing so with the full knowledge of that person and with their permission and that you are correctly representing their wishes. 7. By making payment you are agreeing to all of the Company’s Terms and Conditions and accept liability for your actions. Limitation/Exclusion of Liability 8. In addition to the above exclusion relating to the provision of incorrect information, we confirm that the will is provided on the basis that it is for your benefit and that of your beneficiaries. We do not assume liability to anyone else in relation to the provision of the will and guidance for its signature. 9. Wills provided by us are prepared in accordance with the laws of England and Wales and are unlikely to fulfil your wishes if the will is governed by the laws of another country. 10. By making payment you agree that the Company has not offered you and cannot be held liable for any of the following: – Estate Planning advice – Legal advice – Financial advice 11. Wills are provided with guidance notes as to the signing of the will. If you do not follow these guidance notes then it may effect the validity of your will. If you do not have a valid will, your money and belongings may be distributed in a different way to that which you had intended. If you do not follow the guidance notes as to signing the will, then we cannot accept responsibility for the effect of incorrect signatures. 12. Your will may not necessarily be effective in saving any tax. It is your responsibility to take independent advice on your Tax situation and how your death may effect that Tax situation. 13. We cannot accept responsibility for the appropriateness of any will produced by this website, or its relevancy to your particular situation. Wills are drafted by reference to the answers you give. In the circumstances the generation of wills via this website does not constitute legal advice. It is your responsibility to take independent Legal Advice relating to your will. 14. By making payment you confirm that you have, or the person that you are creating a will for has, adequate mental capacity to enable the will to become a legal document. Complaints 15. Whilst we will do all we can to ensure our service is satisfactory, if you are dissatisfied please contact us. There is a written complaints procedure available to you upon request. Any complaints should be directed to My Estate Planner, 13 West Hill, Wandsworth, London SW18 1RB. Refunds Rights to Cancel and the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (“the Regulations”). 16. In the unlikely event of a fault occurring with our programme which we are unable to resolve within 7 days of your notifying us, we will refund to the payment method from which payment was originally taken, the amount paid by you. 17. However, if you receive documents generated in accordance with your responses to the online interview questions, they are electronic in form and therefore non-returnable. In such cases no refund is possible. 18. By agreeing to our terms and conditions you confirm that you agree to receive the information we must provide you with under the Regulations by email and that email is an appropriate format. 19. We do not know your personal circumstances and therefore cannot confirm that the will is appropriate for you; only that it, on the face of it, constitutes a validly drafted will.